Crypto OTCtrading

Our founders worked inside the world’s largest crypto exchanges. We saw client needs ignored, decisions made for them and platforms too big to change. We built Lumora to put those needs first, starting with an OTC desk.

Lumi, Lumora’s black metallic robot mascot with blue and cyan eyes

Why we
founded Lumora

We worked in the infrastructure, products and operations of major exchanges. We knew what these businesses could do, and how often the needs of their clients went unanswered.

01 /

Exchanges stopped listening

As the platforms grew, they decided what was best for clients. Requests that didn’t fit the existing product were overlooked. Size made it harder to change, even when the need was clear.

02 /

Clients should shape the service

We founded Lumora because we wanted to act on those requests. Understanding what a client needs should come before deciding how to serve them. Our experience gave us the reason to start, and the knowledge to build.

03 /

We’re starting with OTC

Our launch service is crypto OTC trading. It starts with your requirements: the asset, amount, timing and settlement. Our team then works through whether and how we can support the trade.

How OTC
trading works

Confirm eligibility, agree the quote and establish how the trade will settle.

Select a step to see what it involves.

  1. 01Trade enquiryTell us the asset, direction, amount and timing.
  2. 02Client checksConfirm eligibility and complete onboarding.
  3. 03Review quoteCheck the price, costs, expiry and settlement.
  4. 04SettlementUse verified instructions and retain the records.

Describe the proposed trade

Tell us what the transaction needs to achieve. You do not need to transfer funds or provide identity documents at this stage.

Prepare your enquiry
  • Asset or trading pair
  • Buy or sell direction
  • Approximate amount and preferred timing

Complete onboarding through the approved channel

Our team confirms whether we can support you and the proposed trade. Verification requirements depend on the client and transaction.

Read about client checks
  • Location and client type
  • Required identity or business documents
  • Authority to accept a quote

Understand the full transaction before accepting

Compare the total amount payable or receivable. Confirm whether the quote is executable, how long it is valid and what counts as acceptance.

Compare two quotes
  • Asset quantity and quoted price
  • Fees and total amount
  • Quote expiry and settlement conditions

Settle using the agreed instructions

Verify bank or wallet details through a trusted channel. Timing depends on the funding method, banking hours and blockchain network.

Read the settlement guide
  • Beneficiary or wallet and network
  • Amount, reference and deadline
  • Trade confirmation and settlement records

An enquiry does not place an order or lock a price.

Plan your
OTC enquiry

Choose what you want to discuss. We’ll carry these details into your enquiry.

What would you like to do?

Prepare the asset, approximate amount and your preferred timing. Our team will confirm eligibility and availability.

A close-up of Lumi’s cyan and blue eyes

Who can
enquire?

01

Individuals

Discuss a personal buy or sell, including the asset, amount and how you want to settle.

02

Businesses

Tell us the proposed trade and your funding, authorisation and recordkeeping requirements.

03

Professional investors

Discuss transaction size, timing and settlement. Our team confirms eligibility and asset availability before proceeding.

Crypto OTC
guides

All guides

What is crypto OTC trading?

Learn how OTC quotes, onboarding, costs and settlement work.

Read the guide

OTC vs exchange trading

Compare pricing, execution and settlement for the same transaction.

Read the guide

Frequently
asked questions

All FAQs
What is crypto OTC trading?

OTC means over-the-counter. Instead of placing an order on a public exchange order book, you discuss a trade directly with a desk and agree its price, size and settlement terms.

What is Lumora launching with?

Lumora is launching with crypto OTC trading through a dedicated desk. You can discuss a proposed buy or sell with our team, complete onboarding and agree the quoted terms before proceeding.

Which assets and currencies can I trade?

Ask the desk to confirm the asset, trading pair, settlement currency and network for your proposed trade. Availability should be confirmed before you transfer funds or digital assets.

Is there a minimum trade size?

Contact the desk for the minimum that applies to your proposed asset and settlement currency. Confirm the requirement before progressing with the trade.

How is an OTC price agreed?

A quote sets out the proposed trade terms. Before accepting, confirm the amount you will pay or receive, any fees, the expiry of the quote and the settlement arrangements. An enquiry is not a trade instruction.

Enquire about
an OTC trade

Tell us what you want to buy or sell, the amount and your preferred timing.

Prepare an enquiry
OTC enquiry
LUMORA

Find an OTC answer

Search our FAQs or prepare an enquiry for the team. This is a guide to published information.

What is crypto OTC trading?

OTC means over-the-counter. Instead of placing an order on a public exchange order book, you discuss a trade directly with a desk and agree its price, size and settlement terms.

What is Lumora launching with?

Lumora is launching with crypto OTC trading through a dedicated desk. You can discuss a proposed buy or sell with our team, complete onboarding and agree the quoted terms before proceeding.

Which assets and currencies can I trade?

Ask the desk to confirm the asset, trading pair, settlement currency and network for your proposed trade. Availability should be confirmed before you transfer funds or digital assets.

Is there a minimum trade size?

Contact the desk for the minimum that applies to your proposed asset and settlement currency. Confirm the requirement before progressing with the trade.

How is an OTC price agreed?

A quote sets out the proposed trade terms. Before accepting, confirm the amount you will pay or receive, any fees, the expiry of the quote and the settlement arrangements. An enquiry is not a trade instruction.

What do I need to get started?

Start with the asset, whether you want to buy or sell, the approximate size and your preferred timing. The desk can then explain eligibility, verification and the information needed for onboarding.

How long does settlement take?

Settlement depends on the trade terms, funding method, banking hours and the blockchain network involved. Confirm the timing and any dependencies with the desk before accepting a quote.

Can a business enquire?

Yes. A business can begin by describing its proposed trade and who is authorised to act for it. The desk will need to confirm whether the business and transaction are eligible before onboarding.

Is a website enquiry a confirmed trade?

No. Preparing or sending an enquiry does not place an order, lock a price or create an executable quote. A trade requires separately agreed terms and an accepted quote.

What should I check before transferring funds?

Confirm the instructions through a trusted Lumora channel. Check the beneficiary or wallet address, blockchain network, amount, reference and settlement deadline. Pause if any instruction changes unexpectedly.